Below are the maximum amounts you can borrow each academic year in federal Stafford
loans:
Events list for the current academic year.
| Year |
Status |
Subsidized |
Unsubsidized |
| Freshman |
Dependent |
$3,500 |
$2,000 |
| Freshman |
Independent |
$3,500 |
$6,000 |
| Sophomore |
Dependent |
$4,500 |
$2,000 |
| Sophomore |
Independent |
$4,500 |
$6,000 |
| Junior |
Dependent |
$5,500 |
$2,000 |
| Junior |
Independent |
$5,500 |
$7,000 |
| Senior |
Dependent |
$5,500 |
$2,000 |
| Senior |
Independent |
$5,500 |
$7,000 |
| Graduate Student |
Independent |
$0 |
$20,500 |
Your year is determined by the number of credits you have completed:
Events list for the current academic year.
| Grade Level |
Credits |
| Freshman |
0 to 44 |
| Sophomore |
45 to 89 |
| Junior |
90 to 134 |
| Senior |
135 to 180 |